PAYMENT API

PAYMENT API

A payment is the trade of value from one party (such as a person or company) to another for goods, or services, or to fulfill a legal obligation.
In general, the payee is at liberty to determine what method of payment he or she will accept; though normally laws require the payer to accept the country’s legal tender up to a prescribed limit. Payment is most commonly effected in the local currency of the payee, unless if the parties agree otherwise. Payment in another currency involves an additional foreign exchange transaction. The payee may compromise on a debt, ie., accept a part payment in full settlement of a debtor’s obligation, or may offer a discount, for example, for payment in cash, or for prompt payment, etc. On the other hand, the payee may impose a surcharge, for example, as a late payment fee, or for use of a certain credit card, etc.

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